The workers' compensation insurance market associated with policies issued voluntarily by insurers. Insurers may choose whether to insure a particular employer. See Assigned Risk Plan

The market where a person seeking insurance obtains it with no help from the state, through an insurer of his or her own selection.

A group of insurers that elect to write insurance in a competitive environment retaining the right*- to accept and reject business submitted. More specifically, the term also applies to the two type [..]

The market in which insurers are free to choose which risks to accept; also referred to as the standard market.

The market where one seeking insurance obtains insurance in the open market with no help from the state, through an insurer of his or her own selection.

The standard insurance market where insurers offer coverage on a competitive basis. Assigned risk insurance programs (auto or workers’ compensation) are involuntary markets. Also, insurance written outside of any assigned risk plan.

An open market where one obtains insurance with no help from the state, through an insurer of his or her own selection.

Markets that function alongside compliance markets. Buyers are companies, governments, NGOs and individuals who are voluntarily buying verified emissions reductions, e.g. to offset their own emissions [..]